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Nez Perce Tribal Housing Authority’s
Housing Assistance Programs

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Low Rent Housing: The NPTHA manages Low Rent housing units in the Lapwai and Kamiah area. Only qualified low-income families are eligible for assistance. Applicants are placed on a waiting list with preference given to Nez Perce families. The Low Rent program is a month-to-month lease and the rent is based on 30% of adjusted gross income.

NPTHA Housing Application

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Low-Income Housing Tax Credit (LIHTC) Rentals: The NPTHA manages LIHTC units in the Lapwai area. Only qualified low-income families are eligible for assistance. Although preference is provided to Nez Perce families, various income restrictions apply. The LIHTC program accepts Section 8 vouchers and requires all tenants to apply for Section 8 vouchers. Rents are calculated annually based on 30% of adjusted gross income.

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Starter Home Program (SH): This program is a five-year lease with option to purchase and only applies to available homeownership units the NPTHA built before 1998. Eligible applicants will earn credits during the lease phase to buy down the purchase price. Only Nez Perce families who can complete the mortgage process within five years are eligible.

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Option to Purchase Program (OPP): This program is a three-year lease with option to purchase available for our Sundown Heights homeownership units. Eligible applicants will earn mortgage payment credits during the lease phase and receive buy-down assistance. Only Nez Perce families who can complete the mortgage process within three years are eligible.

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Available Homesite Lots: We have a few homesite lots available in Lapwai, Kamiah, & Orofino. Any Nez Perce Tribal member may apply for a lot to build their own home. Above moderate income families will be subject to a one time fee. Lot selection is based on secured financing.

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Individual Development Account (IDA): This is a savings program designed to encourage low-income Nez Perce families to begin saving to buy a home or for home repairs/improvements. The NPTHA will provide a $2 match for every $1 saved toward the purchase of a home or a dollar for dollar match for home repairs/improvements.

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Mortgage Finance Assistance (MFA): Down payment and closing costs assistance is available for eligible low and moderate income families who are purchasing a home through a private lender. MFA is not applicable when buy-down assistance is provided by other NPTHA programs.

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Senior Rehab Program: This program provides assistance to low-income senior citizens who own their own home. The grant amount is a maximum of $4,500 to complete essential repairs. The NPTHA will assist in compiling estimates and arranging completion of repairs.

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ElderHome

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NPT’s Elder Home Repair: This program provides assistance to senior citizens who own their own home. The grant amount is a maximum of $4,500 to complete essential repairs. The NPTHA will assist in compiling estimates and arranging completion of repairs.

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Home Repair Program: This program provides assistance to enrolled members who are 55 years & under and own their home. The grant amount is up to $6,000 to complete essential repairs for the health and safety of the occupant.

Handicap Accessible Program: This program provides assistance up to $10,000 to enrolled members to make the accessible for Elder or disabled owner or occupant.

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Home Repair Application

HUD Section 184 Guaranteed Loan Program: The NPTHA can assist families in pursuing mortgage financing by utilizing the HUD guarantee program to secure their loan.

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Individual Housing Counseling & Education classes.

All housing assistance provided by the NPTHA is subject to federal income guidelines. Moderate income families may be eligible for various programs, however, are not able to receive the same benefits as low income families. All applicants will be required to attend housing counseling programs. Various eligibility requirements apply to each program, please talk to a housing counselor for more information on eligibility requirements.

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